ISPAY Crypto Debit Card — Spend in 195 Countries Without Manual Conversion
White, Gold, or Black. Each one connects your blockchain wallet to every payment terminal in 195 countries. Pick the spending limit that fits. KYC verification required. Card features and limits subject to applicable financial regulations and may vary by jurisdiction.
3
Card Tiers
$50K/day
Gold Limit
Unlimited
Black Spending
195
Countries
256-bit
Encryption
One Card. Borderless Possibilities.
Purpose-built for borderless financial movement
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The Essential Card
- Global acceptance & spending
- Blockchain-secured transactions
- KYC-verified identity protection
- Daily transaction limits apply
- Standard rewards
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The Premium Card
- Premium spending privileges
- Enhanced daily limits
- Priority customer support
- Cross-border remittance access
- 2x reward multiplier
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The Elite Card
- Unlimited global spending
- Elite financial authority
- Full data ownership & control
- VIP concierge access
- 5x reward multiplier
Get Your ISPAY Card in Four Steps
Virtual card activates instantly. Physical card ships worldwide.
Create Account
Register with your email. KYC takes under 5 minutes.
Choose Tier
White, Gold, or Black. Pick the limit that fits your needs.
Link Wallet
Connect your ISPAY decentralized wallet to fund the card.
Activate & Spend
Virtual card: instant. Physical card: ships globally in 7-14 days.
What comes with every card
Apple Pay & Google Pay
Add your card in 30 seconds. Tap to pay anywhere mobile wallets work.
ATM Cash Withdrawals
Withdraw local currency at ATMs in 195 countries. No separate FX account.
See ISPAY global remittance →Non-Custodial Access
ISPAY cards link to a non-custodial wallet where users retain full private key ownership. ISPAY cannot freeze, access, or restrict your funds. If ISPAY were to cease operations, your crypto assets remain fully accessible through any compatible wallet using your private key.
Learn about the decentralized wallet →256-Bit Encryption
Every ISPAY card transaction runs on 256-bit AES encryption — the same standard used by central banks and military-grade security systems. All transaction data is encrypted end-to-end. A brute-force attack on 256-bit AES would require more time than the current age of the universe.
PCI DSS Compliant
ISPAY cards carry PCI DSS (Payment Card Industry Data Security Standard) certification alongside Visa and Mastercard approval. PCI DSS is the global security framework required for any card product handling cardholder data. Certification requires annual audits by a Qualified Security Assessor.
Real-Time Notifications
Push alert on every transaction. You see what happens to your money the moment it does.
Global Coverage
Send Money to 195 Countries
- Germany
- France
- United Kingdom
- Italy
- Spain
- Netherlands
- Belgium
- Switzerland
- Sweden
- Poland
- Japan
- China
- India
- Singapore
- South Korea
- Thailand
- Malaysia
- Philippines
- Indonesia
- Vietnam
- United States
- Canada
- Mexico
- Brazil
- Argentina
- Chile
- Colombia
- Peru
- UAE
- Saudi Arabia
- Qatar
- Kuwait
- Nigeria
- South Africa
- Kenya
- Egypt
Transfer funds anywhere in the world with real-time settlement, competitive exchange rates, and full transaction tracking from your ISPAY account.
Start SendingGlobal multi-currency coverage
ISPAY cards settle in USD, EUR, GBP, RMB, and more. You pay wages directly into employee card accounts. No currency exchange process, no delays, no extra cost from rate fluctuations. Works the same whether the team is in Dubai or Manila.
Open a Card AccountCompliance and security built in
Every ISPAY card meets PCI DSS standards and carries Visa and Mastercard certification. SSL encryption runs on every transaction. A real-time risk control system flags fraud before it posts, keeping corporate funds and employee data out of the problem.
View Security StandardsPayroll management that does not need IT
The management platform and API handle batch payroll imports, one-click payments, and detailed transaction reports. Employees check salary arrivals and transaction history in the mobile app themselves. Finance stops fielding questions they should not have to answer.
Start Sending PayrollOne card, every scenario
The card works beyond payroll. ATM withdrawals in local currencies, online and in-store purchases, Apple Pay and Google Pay all work out of the box. Inter-account transfers and basic financial tools are there for employees who want to do more with their money.
Get Your CardQuestions about ISPAY cards
Can't find the answer you're looking for? Reach us at [email protected]
A crypto debit card links your blockchain wallet to a payment network — Visa or Mastercard. When you pay at a terminal or online, the card draws from your crypto balance and settles in local currency at the point of transaction. ISPAY crypto debit cards connect your ISPAY decentralized wallet to payment terminals in 195 countries. No manual conversion step, no separate exchange account. The transaction converts and settles automatically.
An ISPAY crypto debit card links your blockchain wallet to a physical or virtual Visa/Mastercard. You spend crypto at any payment terminal in 195 countries without manual conversion. Cards come in four tiers: Virtual (free), White ($100 activation, $50K/month), Gold ($500 activation, $50K/day), and Black ($1,000 activation, unlimited).
White has a $50,000/month limit, fine for most everyday global spending. Gold raises that to $50,000/day, which matters if you move money often or travel constantly. Black has no preset cap.
Yes. Every ISPAY card pulls local currency from ATMs in 195 countries. Withdrawal fees depend on the ATM operator and your tier.
Open the ISPAY app, go to Cards, tap "Add to Wallet." Apple Pay and Google Pay both work. Takes about 30 seconds.
No flat monthly fee. Costs vary by transaction type and tier. Check the fee schedule in your ISPAY dashboard before activating.
Physical cards ship worldwide and arrive in 7-14 business days depending on your country. Virtual cards activate right after KYC clears.
One card per tier. You can upgrade your tier whenever you want from the ISPAY dashboard.
Your spending tier. Your rules.
Pick the card that matches your financial ambitions. Account setup takes under 5 minutes.